Get Pre-Qualified for a VA Loan without affecting your Credit Score

VA home loan guaranties are issued to help eligible Service members, Veterans, reservists and certain unmarried surviving spouses obtain homes, condominiums, and manufactured homes, and to refinance loans. A VA guaranty helps protect lenders from loss if the borrower fails to repay the loan.

In addition to the periods of eligibility and conditions of service requirements, applicants must have a good credit rating, sufficient income, a valid Certificate of Eligibility (COE), and agree to live in the property in order to be approved by a lender for a VA home loan.

Take the first step towards a VA Home Loan without effecting your credit score. Our proprietary software uses a ‘soft’ credit pull to match your credit history with loan criteria, providing a reliable pre-qualification without impacting your credit. Additionally qualifying consumers will receive special loan offers tailored just for them!

Eligibility:

VA Loans can be used to obtain a loan to:

Buy or build a home.
Buy a residential condominium unit.
Buy a residential cooperative housing unit.
Repair, alter, or improve a residence owned by the Veteran and occupied as a home.
Refinance an existing home loan.
Buy a manufactured home and/or lot.
Install a solar heating or cooling system or other energy efficient improvements

Frequently Asked Questions:

What is the maximum VA loan?

Although there is no maximum VA loan (limited only by the reasonable value or the purchase price), lenders generally limit the maximum VA loan to $417,000.

Does a veteran's home loan entitlement expire?

No. Home loan entitlement is generally good until used if a person is on active duty. Once discharged or released from active duty before using an entitlement, a new determination of their eligibility must be made based on the length of service and the type of discharge received.

Can I use the VA Loan for a second home or rental properties?

No. The VA Loan is designed only for primary residences that are occupied by the owners of the properties.

Do I need to occupy the property if purchased with a VA Home Loan?

The law requires that you certify that you intend to occupy the property as your home. This requirement is considered satisfied if you actually intend to occupy the property as your home and in fact so occupy it when the loan is closed or within a reasonable time afterwards.