VA HOME LOAN
Refinance up to 100% of appraised value
Cash-
Reduce your current rate with no income qualifying AND no appraisal
Flexibility in qualifying and credit scores
NO monthly mortgage insurance required
FHA HOME LOAN
Refinance up to 97.75% of appraised value
Reduce your current rate with no income qualifying AND no appraisal
Cash-
Flexibility in qualifying and credit scores
CONVENTIONAL HOME LOAN
Refinance up to 95% of appraised value
Cash-
Can be used to remove your current monthly mortgage insurance
Streamlined loan process
REVERSE MORTGAGE HOME LOAN
Eliminate your mortgage payment for the rest of your life
Must be 62 years old or over
Use your home equity to pay yourself monthly
Take out a one-
JUMBO LOANS
Loan amounts up to $3 million
Terms vary depending on loan to value and loan size
SPECIALTY LOANS
Home Loans for Refinance in California
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