Home Loans To Refinance

VA HOME LOAN

Refinance up to 100% of appraised value

Cash-out available up to 100% of appraised value

Reduce your current rate with no income qualifying AND no appraisal

Flexibility in qualifying and credit scores

NO monthly mortgage insurance required


FHA HOME LOAN

Refinance up to 97.75% of appraised value

Reduce your current rate with no income qualifying AND no appraisal

Cash-out available up to 85% of appraised value

Flexibility in qualifying and credit scores


CONVENTIONAL HOME LOAN

Refinance up to 95% of appraised value

Cash-out up to 80% of appraised value

Can be used to remove your current monthly mortgage insurance

Streamlined loan process


REVERSE MORTGAGE HOME LOAN

Eliminate your mortgage payment for the rest of your life

Must be 62 years old or over

Use your home equity to pay yourself monthly

Take out a one-time lump sum withdrawal or create an equity line


JUMBO LOANS

Loan amounts up to $3 million

Terms vary depending on loan to value and loan size


SPECIALTY LOANS

Home Loans for Refinance in California

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